GOOD OPTIONS FOR FAST CASH
You need money fast, but what if a bad credit score keeps you from accessing traditional short-term loans or lines of credit? Taking out a car title loan is one way to get your hands on some fast cash with no credit check and minimal income verification.
Getting a title loan at FIRST TITLE LOAN has plenty of benefits:
- Fast and easy application.
- Instant loan decision.
- You get to keep driving your car.
- Cash on the spot
Every loan comes with a 72-hour satisfaction guarantee. So if you change your mind about your loan, just return the principal within 72 hours and pay nothing more.
What is my Minimum and Maximum period of repayment?
Our loans range from 24 months to 44 months repayment period, depending on the specific loan.
What is the APR for First Title Loan® Gold Loans?
The APR for the Gold Program is 35.99% APR for all qualifying customers, meeting all the necessary criteria.
What is the cost of my credit going to be?
The APR for our Gold Program is 35.99% for all qualifying customers, but can be lower depending on your creditworthiness, collateral, and agreed-upon terms. Loan amounts start at $5,500.00 with a term of 24 to 44 months. Most Gold Program loans will be charged an administration fee (origination fee) in an amount ranging from $262.00 up to 5% of the amount financed. For a typical Gold Program loan of $7,500.00 with a 35.99% APR and a 38 month term, the payment is $333.73 and the total scheduled interest is $4,731.74. The interest on the loan may vary depending upon the timing of the payments made. There is no prepayment penalty. This means that you can pay off your loan at any time without penalty, and you will only be charged interest during the time that you have an outstanding balance. However, the administration fee (origination fee) is not refundable.
When you’re in need of cash, look no further than First Title Loan® Call today and get the cash you need!
Subject to specific underwriting criteria and ability to repay. In order to qualify, customers must have a 600 FICO score or greater. Principal amounts for Gold Loans start at $5,500 or based on state minimum. Other restrictions apply. Not all applications will be approved.